Finance

Affordable Care Act Enrollment Reopens

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This time around, the federal government is expected to spend $ 50 million on marketing and outreach to let people know low-cost coverage is available, according to the Centers for Medicare and Medicaid Services, which manage HealthCare.gov. The Trump administration had cut advertising for the market by 90 percent.

Updated

Apr. 5, 2021, 8:13 p.m. ET

The public relations effort will include significant awareness-raising efforts to encourage the uninsured to go to HealthCare.gov and enroll, according to a statement from the health authority.

In addition to those who do not have insurance, the open enrollment period is expected to apply to those who have ACA coverage but want to switch plans, Ms. Cox said.

The Affordable Care Act, also known as Obamacare, saw the sale of subsidized private health insurance plans through federal and state markets to people without employment insurance. The 2010 law also expanded Medicaid eligibility in many states. The law protects people with pre-existing conditions from being excluded from coverage and requires health plans to provide certain essential coverage such as preventive care.

The Supreme Court is considering a Republican-backed legal challenge to the Affordable Care Act. A decision is expected by June. However, in oral arguments in November, a majority of judges said they would oppose attempts to kill the law.

Here you will find questions and answers about the special open registration period:

Where can I get help choosing a health plan?

Visit HealthCare.gov and click Find Local Help. Approved brokers and “assistants” are listed here who are authorized to assist consumers in selecting cover. (Or call 800-318-2596.) Starting with trained carers will keep shoppers away from “junk” plans that may not provide all of the care required for Obamacare plans, Ms. Packard said.

“If a plan looks too good to be true, be skeptical,” she said.

She urged buyers to consider costs in excess of the monthly premium, especially if family members have chronic conditions like diabetes. “It is human nature to choose the cheapest,” she said. However, lower monthly premiums usually mean higher out-of-pocket costs that can add up if someone needs regular medications and treatments.

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Robert Dunfee